Kiwisaver If you’ve been a member of KiwiSaver for at least three years, you may be able to withdraw some or all of your Kiwisaver fund to help you buy your first home. You can qualify if the property is your first home and it is going to be your principal place of residence; it cannot be used as an investment property. In some cases, you may qualify even if you’ve owned property before (and don’t currently own a home). In a Sale and Purchase Agreement there is generally a deposit which must be paid upon the agreement becoming unconditional,
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